 Home Buyers
Buying a home often presents some rather unique challenges. Contact a Homes & Gardens Real Estate Limited Real Estate Associate and we will make the process as stress-free as possible. Read More!
Buying your first home is a memory you will keep forever, make it a good one, contact us and we will help you take this big step. Read More!
Ditching the land lord and taking the leap into the realm of home ownership? This article will help you prepare for buying your first home. Read More!
Thinking of a better home for you and your family? Families grow quick and before you know it you have a bunch of little children running around. If you're rapidly running out of space, or if you're planning on having a family, then up-sizing to a larger home could be your best bet. Read More!
I want to buy a home. Where do I start? This article will give you all the information you need to start your home buying process. This article will also provide answers to the most common questions that buyers ask. Read More!
Remember, an appraiser values a home whereas an inspector lets you know of the physical condition of the home, so you will most likely need to hire both when you are looking to buy a home. If you need any help, do not hesitate to ask Homes & Gardens Real Estate Limited for help and advice. Read More!
Many factors come into play in the initial offer. Some say always offer 10% less. Unfortunately, this route could end you up in second place on that competitively priced "perfect" home for your needs. And, second place is no fun. Too low of an initial offer could insult the Seller. Read more on what to offer for your dream house by visiting this article. Read More!
It's important to hire a knowledgeable, independent home inspector for advice on the overall condition of the property. Many companies specialize in only one area of inspection, and others will group several together and offer a package price. Find more about getting a home inspector by visiting this article. Read More!
When buying a home, one word you will hear often is insurance. Insurance is the type of service you buy hoping that you will never have to use it. The right insurance can give you a sense of security in knowing that you are adequately protected. Visit this article for more about purchasing home insurance. Read More!
Generally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects. Read more about lender's title insurance and the other form by viewing this article. Read More!
Your Real Estate Associate can help you navigate the complexities of purchasing a home – to anticipate, understand, and make informed financial decisions. Choose from the seven icons to learn more. Visit this page to navigate through our helpful homebuyer's road map. Read More!
Even though you may be less stressed after you buy a home, there are still things you need to keep in mind, or that you can do, to make your transition into a new home a smooth one. It’s easy to get carried away in the excitement, but don’t forget to check some things over and to get out there to enjoy the full potential of your new home. Read More!
The amount of time, effort and energy spent into selling or buying a home can be extensive and if you do it by yourself, and not with the assistance of a Realtor® or agent, you may run into the risk of losing money and getting a less-than-favourable deal. Read more about this article for help with protecting your biggest purchase. Read More!
The mere mention of the word ‘contract’ leaves many feeling trapped and wary, often rightfully so. The Buyer Agency Agreement, however, is not a contract to be feared. It is important to understand who your Real Estate Associate is working for and the buyer agency agreement outlines this in writing, making it a legally binding contract. Read More!
View our helpful real estate glossary and find helpful definitions to real estate terms. Read More!
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 Moving
Relocating can be hard on anyone involved, for helpful information or tips on how to relocate easier visit this page and we will be happy to help you. Read More!
Are you thinking of moving to our surrounding area? Learn more about our area and find links to homes and properties for sale in each City or Town by visiting this page. Read More!
Whether you choose to hire outside professionals or you choose to do it yourself, being prepared will ultimately make the move much smoother. Visit this page to read more about our moving article. Read More!
While buying or renting a new home can bring joy and excitement, most people can agree that moving from one home to another, especially for the first time, can be troublesome. Read how to make it easier by viewing this article. Read More!
Moving by yourself and not with the assistance of a moving company can be a practical option. You’ll save money and probably be able get some free help from your friends and family. Read More!
There's always the risk of finding a less-reputable mover who can end up costing you more money and time than you wanted. Visit this page for more about hiring a mover. Read More!
Some children might be frightened by the prospect of moving, but, with your care, guidance and positivity, the process of moving with your children will be enjoyable for them. Read More!
 Financing & Closing Costs
Need help getting the right mortgage for your home? Contact us and we will help you to find the lender you are looking for. Read More!
Our calculator will help you calculate these costs, so you know how much you'll need to save. Read More!
Get Pre-Approved, Most mortgage lenders take the guess work out of applying for a loan by figuring out for you the amount you can afford to borrow. Read more about getting pre-approved by visiting this article. Read More!
There are various aspects of a mortgage loan that you have to be aware of so you fully understand the type of loan that you are receiving. In addition, be certain that you know your credit records, income, debts and assets. Read More!
When buying a home, it is helpful to determine the type of home you'll like and how much you can afford before beginning your search. Read more about how much you can qualify for by visiting this page. Read More!
Buying a home comes with a lot of different decisions, it is helpful to determine the type of home you'll like and how much you can afford before beginning your search, contact us and we can help with every part of your home buying process and even help you find a trusted Mortgage Professional. Read More!
It’s easy to get carried away with your money, but it’s even easier to get carried away with things that you pay at a later date. Similarly to a credit card, homeowners can apply and use a home equity line of credit (HELOC) to pay off other expenses and then repay it at a later date by making monthly payments to their lender. Read More!
When borrowing a mortgage loan, making payments on a car and dealing with credit card bills and multiple insurance costs, the numbers of each can get a bit overwhelming – or go unnoticed. But homeowners today will impatiently and quickly make all payments, and get into loans and mortgages without really thinking carefully and analyzing what they are doing. Read More!
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